Updated 1st March 2010
2. Special Note About Children
Children are not eligible to use our service and Aragga asks that minors (under the age of 18) do not submit any personal information to us or use the service.
3. Information Aragga Collects
To open a Aragga account, User must provide User's name, mobile phone number and e-mail. This required information is necessary for us to carry out our verification procedures, process transactions, issue a new password if User forgets or loses User's password and to contact User should the need arise in administering User's account.
When User uses Aragga to purchase merchandise or services from someone else, Aragga asks User to provide information related to each transaction, including the transaction amount and a brief description of the purchase. Aragga retains this information for each of User's transactions through Aragga. Aragga also collects the Internet address (IP address) of the computer or device User uses to access User's Aragga account, in order to help detect possible instances of unauthorized transactions. To facilitate customs declarations when Aragga couriers User's purchases to User, Aragga will disclose information of User's purchase to the relevant authorities on User's behalf.
User's Aragga password and mobile phone PIN are to be used when operating User's Aragga service only. User should also not disclose User's Aragga password except when operating User's account with Aragga.
Customer Service Correspondence
If you send us correspondence, including e-mails and faxes, we retain such information in the records of your account. We will also retain customer service correspondence and other correspondence from Aragga to you. We retain these records in order to measure and improve our customer service, and to investigate potential fraud and violations of our User Agreement. We may, over time, delete these records if permitted by law.
Questionnaires, Surveys and Profile Data
From time to time, Aragga offers optional questionnaires and surveys to our Users for such purposes as collecting demographic information or assessing Users' interests and needs. The use of the information collected will be explained in detail in the survey itself. If Aragga collects personally identifiable information from our Users in these questionnaires and surveys, the Users will be given notice of how the information will be used prior to their participation in the survey or questionnaire.
4. Our Use and Disclosure of Information
Aragga collects, stores and processes User's personal information on our servers. Aragga uses the information Aragga collects about User in order 1) to provide our services and process User's transactions, 2) to provide customer service, 3) to determine User's eligibility to receive offers for special features or products.
Disclosure to Third Parties
Aragga will not share any of User's personally identifiable information with third parties except in the limited circumstances described below, or with User's express permission. These third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information is shared.
- Aragga shares information with companies that help us process the transactions User has requested and protects our customers' transactions from fraud, such as sharing User's credit card number with a service that screens for lost and stolen card numbers. Aragga discloses information that Aragga in good faith believes is appropriate to cooperate in investigations of fraud or other illegal activity, or to conduct investigations of violations of our User Agreement.
- Aragga discloses information in response to a subpoena, warrant, court order, levy, attachment, order of a court-appointed receiver or other comparable legal process, including subpoenas from private parties in a civil action.
- Aragga shares aggregated statistical data with our business partners or for public relations. For example, Aragga may disclose that a specific percentage of our Users live in Nigeria.
Our Contacts with Aragga Customers
User's Aragga password and mobile phone PIN are to be used when operating User's Aragga service only. Aragga will never disclose this data to any third parties including User's bank and/ or credit card Company. User should also not disclose User's Aragga password except when operating User's account with Aragga.
Our Contacts with Aragga Customers
Aragga communicates with Users on a regular basis via e-mail to provide requested services, and Aragga also communicates by phone to resolve customer complaints or investigate suspicious transactions. Aragga uses User's e-mail address to confirm User's opening of a Aragga account, to send User notice of payments that User sends or receives through Aragga (including referral payments described below), to send information about important changes to our products and services, including the Aragga Periodical newsletter and to send notices and other disclosures required by law.
Internet Address Information
Aragga uses IP addresses, browser types and access times to analyze trends, administer the site, improve site performance and gather broad demographic information for aggregate use.
5. Information Security
User's credit card and account information are stored in encrypted form on computers that are not connected to the Internet. Aragga restricts access to User's personally identifiable information to employees who need to know that information in order to provide products or services to User The security of User's Aragga account also relies on User's protection of User's Aragga password. User may not share User's Aragga password with anyone. Aragga will never ask User to send User's password or other sensitive information to us in an e-mail, though Aragga may ask User to enter this type of information on the Aragga website, which will always have a URL beginning with https://www.Aragga.com/. The padlock icon found in most browsers will appear locked and the first characters of the website address will change from "http" to "https" if User is accessing a secure server.
Any e-mail or other communication requesting User's password, asking User to provide sensitive account information via email, or linking to a website with a URL that does not begin with https://www.Aragga.com/ should be treated as unauthorized and suspicious and should be reported to Aragga immediately. If User does share Aragga password with a third party for any reason, including because the third party has promised to provide you additional services such as account aggregation, the third party will have access to User's account and User's personal information, and User may be responsible for actions taken using User's password. If User believes someone else has obtained access to User's password, please change it immediately by logging in to User's account at www.Aragga.com and changing User's Profile settings.
6. Accessing and Changing User's Information
User can review the personal information User has provided us with and make any desired changes to such information, or to the settings for User's Aragga account, at any time by logging in to User's account on the Aragga website and changing User's profile including User's password. User can also close User's account through the Aragga website. If User closes User's Aragga account, Aragga will mark User's account in our database as "Closed," but will keep User's account information in our database. This is necessary in order to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. However, if User closes User's account, User's personally identifiable information will not be used by us for any further purposes, nor sold or shared with third parties.
7. Contacting Us
If User has any questions about this privacy statement, Aragga's information practices, or User's dealings with Aragga, User can contact us by writing to us at Attn: Legal Dept. Aragga (S) #1 Alhaji Hassan Hussein St. Lekki, Lagos state. Nigeria, or send us an email at support@Aragga.com
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